If you let a Euronet ATM convert your € withdrawal to $ you suffer a double whammy, and pay far more than you should for the currency. I accept the conversion rate including markup the final amount and the selected transaction currency is USD. I reported back on here some time ago, the rate was slightly lower, but minuscule & not worth worrying about. It appears that greek banks have introduced an “Access Fee” for cards outside greece( including Revolut). Accept the amount in euros and let your bank at home do the conversion to dollars for the best exchange rate. They make it difficult to understand what you are doing and many people end up paying outrageous fees.Never accept "with conversion" and always accept in Euros not your currency regardless of the ATM you use.More trusted ATMs would be Alpha and Piraues Banks.Do your research before your trip regarding ATM use in the country you are going to. The overcharge is usually ridiculously high so the best approach is almost always to reject this "offer" and pay in local currency and let the card issuer do the conversion.The specific problem with the Euronet ATMs is that the user interface is designed to make it really difficult to choose the option of paying in the local currency - and by the way the Euronet DCC overcharge is quite high. Δεν ειναι καποιας συγκεκριμενης τραπεζας. from a machine that didnt give us a recite,at home we saw they charged us for 500$, on our bill it says the name EDGR0371, adress iKotoehT kiN Corfu, we do not know how to speak with someone to ask them to check it, our visa companey says , that because we have not a recit, they can not do anything.NEVER use Euronet. You wouldn't notice unless you were using a foreign debit card, but they are there. I have yet to see a usage fee at any ATM I have used in the 10+ EU and non-EU countries I have visited. You do not have to wait in line for a cashier. Whether you’re a retailer, airport, or in any other sector, if providing a top level service to your customers is a priority, there’s a Euronet solution to fit your needs. This bad situation might be in the arrivals hall when I have no to little of the local currency. At ATMs you withdraw cash, make payments and deposit money to your accounts. "I had used a non-Euronet ATM at the Split airport a few days earlier and the user interface was very straightforward and made it easy to decline any extra charges. Look for an ATM from Argyle_mikey, some UK bank ATMs have those sneaky messages as well.

When I withdrew 200 euros, the cost in US dollars after conversion was $254. Note that few ATM receipts list the exchange rate, and some machines don't dispense receipts at all. If the ATM is telling you how much the conversion rate is, you have opted for Dynamic Currency Conversion (DCC), and will be paying more for your euros. I was aware of the option when during a purchase with my credit card of paying in the local currency or having it converted to my home currency (U.S. dollars) and that selecting the dollars option is more expensive.I haven't seen this at an ATM but knowing the above, I think I would know which one to pick.I guess what I have been told--that my bank is the one that determines the exchange rate is not exactly accurate if euronet or others offer bad conversion rates (separate from a stated fee).If possible, I only use bank owned ATMs and try not to be in a situation where I have to use the only ATM available. Dynamic currency conversion may seem like a helpful service, but it actually allows the ATM to set its own exchange rate, often poorer than the mid-market rate, or the rate you see on Google. Maybe it was meant to confuse the user.There was no warning or mention whatsoever on the user interface about a 13% overcharge until I saw it printed on the receipt along with the statement, "I accept that I have been given a choice of currencies for payment and that my choice is final. You find them across Greece at Eurobank branches and commercial and tourist areas. The ATM never said that I was being charged a fee (otherwise I would have found another one) and so I used another one a few days later. You can choose between 2 banknote combinations. In contrast I used two non-Euronet ATMs and there was no markup or legalese about having been given options, etc.Bottom line is NEVER EVER USE AN EURONET ATM. Reply.

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